Welcome

The benefits described in this document are offered to eligible salaried, hourly, and production and maintenance employees of Vought Aircraft Industries, Inc., and certain of its subsidiaries, who are not covered by a collective bargaining agreement.

 

INTRODUCTORY LETTER

Dear Flexible Benefits Plan Participant,

We are pleased to provide you with this summary of your Vought Aircraft flexible benefits program. This easy-to-read, comprehensive summary plan description will be a useful reference when you have questions about your health and welfare benefits.

Each chapter provides clear and concise descriptions of your benefit plan options and eligible expenses, tips that can assist you in making your benefit choices, and reference charts to provide a quick overview of the components of the various options. In addition, there are answers to frequently asked questions at the end of each chapter, and the index provides an easy guide to information. There is also a list of commonly used terms in the glossary.

This guide supports our ongoing commitment to offer you excellent benefits and to make information about the program readily available.

We encourage you to use the guide whenever you have a question about your benefits. If you have further questions after checking the guide, or if you need a printed copy, please call the Vought Benefits Center at 1-866-689-5999 Monday through Thursday from 8 a.m. to 8 p.m. and on Friday from 8 a.m. to 4:30 p.m. Central time. Thank you for the opportunity to be of service with your benefits.

Sincerely,


Cliff Collier
Manager, Benefits

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HOW TO USE THIS SITE

As part of our commitment to give you facts so you can make informed benefit decisions, we are publishing this summary plan description as a guide to your Vought Aircraft health and welfare benefits.

The usefulness of this plan description depends on your ability to find the information you need, when you need it, quickly and easily. There are several ways to navigate through the guide:

  • Contents ... Use the navigation links on the left side of this screen to find the section that addresses your topic.
  • What Happens to Your Benefits in Certain Situations ... This chart shows how your benefits are affected when certain events take place - for example, if you adopt a child or transfer to another site.
  • Glossary ... A number of words and phrases in this guide are defined in the glossary of terms. If you are not sure of the meaning of a word, you may find the definition in the glossary.

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A LOOK INSIDE A CHAPTER

There are seven main chapters in the guide. Each describes one of the benefit programs. For example, there is a chapter on your medical benefits, another on your dental benefits, another on disability benefits and so on. Most chapters are separated into three main sections:

  • Highlights ... A short overview of the benefit plan options
  • In Brief ... A little more detail about your benefit plan options
  • In Detail ... A complete explanation of the benefit, how it works, your plan options and provisions.

After reading this summary you will know what your benefits are, when they begin, and how to use them. Refer to the guide whenever you have a question about your benefits.

  • Frequently Asked Questions ... At the end of each chapter, a list of the most frequently asked questions and the answers to those questions
  • Sidebars ... Supporting information that can be read on its own or as a supplement to the main text

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