|
The benefits described in this document are offered to eligible salaried, hourly, and production and maintenance employees of Vought Aircraft Industries, Inc., and certain of its subsidiaries, who are not covered by a collective bargaining agreement.
LETTER TO PLAN PARTICIPANTS
This Summary Plan Description (SPD), along with other documentation provided by carriers, provides detailed information about the health and welfare benefits provided by Vought Aircraft Industries, Inc. to its employees. We encourage you to utilize these documents to help you understand the provisions of the plans offered by Vought Aircraft, in particular, those plans which you and your dependents may be enrolled. Please keep this SPD and other documentation handy for future reference.
As you read through this SPD you will see that is it broken into sections related to a particular plan option, such as medical or dental, for easy reference. Each section describes the benefit options available under a plan, eligible and in-eligible expenses, and contact information for each provider or carrier. At the back is a glossary of commonly used terms.
By reading this SPD Vought hopes that you can become a more informed health care consumer. This will enable you to be better prepared to make cost effective decisions regarding services you and your dependents utilize under each plan. Health and welfare plans represent a significant cost to the organization. Your support in helping us to control costs as much as possible is appreciated.
At the back of this document you will find information about Continuation of Coverage Rights (COBRA), your rights under the Employment Retirement Income Security Act (ERISA) and the Health Insurance Portability and Accountability Act (HIPAA). Each of these laws provides protection to you regarding your benefits. Vought Aircraft encourages you to read these sections.
If you have a question regarding your benefits we encourage you use this SPD along with documents provided by providers, such as an Evidence of Coverage or Certificate of Insurance, to determine the answer. The Vought Benefits Center is available Monday through Friday from 8 a.m. to 4:30 p.m. Central time if you have further questions. The contact number for the Vought Benefits Center is 866-689-5999.
Sincerely,
Denise Darab
Manager, Benefits
back to top
HOW TO USE THIS SITE
As part of our commitment to give you facts so you can make
informed benefit decisions, we are publishing this summary
plan description as a guide to your Vought Aircraft health
and welfare benefits.
The usefulness of this plan description depends on your ability
to find the information you need, when you need it, quickly
and easily. There are several ways to navigate through the
guide:
- Contents ... Use the navigation
links on the left side of this screen to find the section
that addresses your topic.
- What
Happens to Your Benefits in Certain Situations ...
This chart shows how your benefits are affected when certain
events take place - for example, if you adopt a child or
transfer to another site.
- Glossary ... A number
of words and phrases in this guide are defined in the glossary
of terms. If you are not sure of the meaning of a word,
you may find the definition in the glossary.
back to top
A LOOK INSIDE A CHAPTER
There are seven main chapters in the guide. Each describes
one of the benefit programs. For example, there is a chapter
on your medical benefits, another on your dental benefits,
another on disability benefits and so on. Most chapters are
separated into three main sections:
- Highlights ... A short overview of the benefit
plan options
- In Brief ... A little more detail about
your benefit plan options
- In Detail ... A complete explanation of
the benefit, how it works, your plan options and provisions.
After reading this summary you will know what your benefits
are, when they begin, and how to use them. Refer to the guide
whenever you have a question about your benefits.
- Frequently Asked Questions ... At the end
of each chapter, a list of the most frequently asked questions
and the answers to those questions
- Sidebars ... Supporting information that
can be read on its own or as a supplement to the main text
back to top
|
