Using Your Blue Cross Blue Shield Premium PPO Summary Plan Description
The Premium PPO plan is an innovative health care program developed by the company for you and your family. The program is designed to:
- Provide quality health care.
- Offer flexibility in the type of coverage available so you can meet your health care needs.
- Manage future costs to help keep your health care affordable.
Learning how your Premium PPO benefits work - before you need them - will help you make the best use of your health care benefits.
To assist you in using your benefits effectively, the company has organized your Blue Cross Blue Shield Premium PPO summary plan description by events. Review the summary plan description first for a general understanding. Then, when you have a question or need to use your benefits, just turn to the section that applies. This summary also contains a glossary of terms used in describing your Premium PPO benefits. Refer to the glossary when you want more details about a benefit term.
This Blue Cross Blue Shield Premium PPO summary plan description summarizes the most important points in your benefit plan. You will also find ideas and steps that may help you use your benefits more effectively. It does not contain the legal documents or contracts that actually govern the plan. It does, however, contain basic information you need.
If this summary results in a misunderstanding or an inconsistency with the legal plan documents or contracts, the legal documents and contracts will govern your rights and benefits. You may review or obtain copies of the governing plan documents by contacting your site Benefits or Human Resources representative.
If you cannot find the answers you need in this summary, you can:
- Call the Vought Benefits Center at 1-866-689-5999. The Center operates Monday through Thursday 8am to 8pm and Friday 8am to 4:30pm, Central time.
The benefits described in this summary became effective July 1, 2005 for full-time UAW and IBEW employees covered by a bargaining agreement.
|
