What Happens When You Become Eligible for Medicare

When you reach age 65 and continue to be an active employee of the company, Managed Choice POS will continue to be your primary coverage and Medicare will be secondary. If you have an enrolled dependent who is eligible for Medicare, Managed Choice POS is the primary plan unless the dependent waives Managed Choice POS coverage.

In cases where Managed Choice POS is your primary coverage, you or your enrolled dependents will be entitled to the same benefits under Managed Choice POS as those persons who do not have Medicare.

If you are eligible for Medicare when you retire, Medicare is your primary coverage. Any company plan for which you are eligible will always be secondary payer after you retire.

It is, therefore, very important that you enroll for Medicare when you first become eligible. Even if you don't enroll for Medicare or don't comply with Medicare's requirements, Managed Choice POS will not consider expenses that would be payable under Medicare.

To enroll for Medicare coverage, contact the Social Security Administration office that serves your area before you reach age 65.

If you have a disabled dependent who is drawing Social Security disability income, that dependent is normally eligible for Medicare after two years. Contact the Social Security Administration for additional information.

If you or a covered dependent has been diagnosed with End Stage Renal Disease (E.S.R.D.) and becomes eligible for Medicare, please notify the Vought Benefits Center.